Cutting my Birthday Cake!

I had my birthday recently। And as you can see in the picture I am cutting my birthday cake. To visit my photo album on Flickr click here.

Job Cuts | Invest in Mutual Funds

Are you living in fear that your company might throw you out? Just follow these simple rules. There are two different times in life. One is Good Times and the other one Bad Times. When you are having a very good time with your life, be prepared for the bad times. You must have a plan on how to tackle the problem of any future job cuts. And the best way to do it is to invest a part of your monthly savings in a diversified mutual fund. It is wise to invest in an SIP (Systematic Investment Plan) rather than going for the traditional lumpsum investments. Follow the rule, which says that do not put all your chickens in one basket. That means, choose more than one mutual fund scheme. The best way to start is to visit your local bank where you have your savings account. Investing directly into equities is a risky move. You should avoid direct equity as it requires you to be well versed with the stock markets. When you loose your job look for another one. During this time you can fund all your monthly expenditure by withdrawing partially from your mutual fund investments.